Gain a partner with deep industry knowledge to deliver the right programs to grow your business. With 20 years of experience, Dakota understands the credit challenges your customers face and provides creative solutions that set us apart.


Years of Experience

10,000 +

Businesses Financed

$6 Billion +

Equity Sponsor


Dakota Financial is an asset-based direct funding source that has been providing funding solutions for 20 years to over 10,000 customers in all 50 states.

We deliver national funding programs to our partners specifically designed for their customers that have prior bankruptcies, tax liens, judgements, repossessions, or slow pays.


Service Guarantee


We consistently provide our partners with the highest level of service including same day approvals.

Asset Mindset


Financing based on collateral not credit.

Customer Care


Because we deeply understand the credit circumstance of our customers, we take extra care to work through the business challenges they face.


Leverage a wide range of creative financing solutions tailored specific to your industry and customer’s needs.

Challenged Credit?    Done.

Past Bankruptcy, Tax Liens, Judgments

Repossessions, Slow pays, High revolving debt.

Any Credit Score including N/A, Start-Ups

Owner/Operator, Private Party Sale

Our Solutions

  • $10,000 - $400,000
  • Leases & EFAs
  • Additional collateral or min 25% down
  • Up to 48 months
  • Early payoff after 9 months-no penalty
  • All fees financed
  • No tax returns required.
  • SAME DAY Approvals
  • DocuSign e-Documentation available


Funding Amount:


Customer: Paul

Credit Score: 563

Leased Assets :              2013 Freightliner Cascadia Day Cab
Additional Collateral :     N/A


Paul is an owner/operator who came to us with a recent bankruptcy discharge reporting on his credit report in 2020. He was in desperate need of a truck to get back to work but traditional lenders could not assist. We offered him an approval with 40% down to work around his bankruptcy and now he’s back on the road earning again.

Funding Amount:


Customer: Kristie

Credit Score: 642

Leased Assets :            2019 Yanmar SV100 Crawler
Additional Collateral :   1998 Case 580 Super L, Hyundai R60CR-9A, & 2002 John Deere 230 Excavator


Kristie was seeking additional yellow iron to add onto her fleet of equipment. She pledged some of her free-and-clear equipment to meet our 1:1 additional collateral to funding ratio. All she had to pay was her first payment in advance and a $450 processing fee.

Funding Amount:


Customer: Justin

Credit Score: 538

Leased Assets :              2013 Caterpillar 336EL Excavator
Additional Collateral :     N/A


Justin operates an excavating company and was seeking to add another excavator for all the upcoming contracts he had to fulfill. Unfortunately, he had previous open tax liens and poor credit making it difficult for him to secure traditional financing. He came to us with proof of his tax lien releases, an invoice for a used excavator from an authorized dealer, placed a 40% security deposit, a $750 processing fee to cover the GPS device, and was funded around one week later.

Funding Amount:


Customer: Jonathan

Credit Score: 696

Leased Assets :            2015 Freightliner Coronado 122 SD
Additional Collateral :     N/A


Jonathan is an owner/operator with five years CDL driving experience who was looking at a slightly older truck at a local authorized dealership. His credit report was showing timely payments on a home mortgage, five open active tradelines, and no past dues or collections. We were able to approve him with 25% down and a $750 processing fee to cover the GPS device which was required on the truck.

What Our Clients are Saying

Corporate Headquarters

11766 Wilshire Blvd, suite 550,

Los Angeles, CA 90025

Phone : 310.696.3030

Fax : 310.696.3035

Satellite Offices

Dallas, TX

Contact Customer Service

Phone : 310.696.3030 

For more information about
our programs contact:

Jason Sincleair, Sales & Marketing Director

Phone : 310.696.3030 x 139